Why the First Half of 2026 Could Be a Key Window for Landed Homeowners

In 2025, prices in the private residential segment (including ECs, condominiums, and landed properties) grew by 3.4%, driven largely by new launch sales. Without the contribution from new launches, the resale market remained relatively stagnant, with minimal price growth.

This trend was also evident on the ground, where many resale condominium listings experienced little to no enquiries, reflecting weaker buyer sentiment in the secondary market.

In contrast, landed properties performed strongly in 2025, recording a 7.7% increase. Notably, for the first time, the average PSF for landed homes in Singapore surpassed $2,300 psf.

2025 reaffirmed one key point: Landed properties remain one of the most resilient segments in Singapore’s private residential market.

What this means for Landed Homeowners?

In my experience working with landed homeowners, close to 90% of sellers are motivated by right-sizing rather than urgency to exit the market. As homeowners age, the maintenance of a landed house becomes more demanding, while large spaces that were once valuable may no longer be necessary.

The landed property segment performed well in 2025, giving owners a strong base to unlock value. At the same time, the resale condominium market has been relatively stagnant, with limited price growth and slower buyer activity. This combination creates a meaningful opportunity for landed owners who are considering a move to a single-floor condo layout.

For those upgrading or moving from one landed home to another, the principle remains unchanged:
“Sell high, buy high” is part of the landed market reality. That said, current mortgage interest rates remain relatively low, helping to ease financing costs. Market expectations suggest rates may bottom out around Q2 2026 (Source: Straits Times), making the coming months an important period for planning.

Why the First Half of 2026 Matters

While the global outlook remains uncertain, the first half of 2026 still presents a practical window for property decisions. Beyond that, the second half of the year may be more unpredictable, reinforcing the importance of early planning rather than last-minute moves.

Key Takeaway

Landed homeowners today are in a comparatively strong position, but outcomes depend on timing, strategy, and clarity of objectives. Whether you are considering:

* Right-sizing

* Encashing

* Upgrading within the landed segment

Having a well-thought-out transition plan can make a significant difference.